The routing number found on your check identifies which of the following?

• Your Account

• Your Bank

• Check Number

• Bank Phone Number

This type of account is opened by 2 or more people and both people have equal control over the account.

• Shared Account

• Combined Account

• Common Account

• Joint Account

This occurs when the amount you withdraw from your account is more than your balance.

• Overdraft

• Overdue Payment

• Stop Payment

• Funds Transfer

A ______________ is a list of transactions in your bank account, along with a running balance.

• Check Log

• Check Schedule

• Check Register

• Check Report

When writing a check, the company or person receiving the check is called the ___________.

• Receiver

• Payee

• Casher

• Beneficiary

When you withdraw money from your checking account, this is called a/n __________________.

• Debit

• Credit

• Bad Idea

• Subtraction

When you deposit money into your checking account, this is called a/an ____________________.

• Debit

• Credit

• Good Idea

• Addition

A fee charged by banks in order to cover costs associated with managing customer accounts is called _______________________.

• Usage Fee

• Service Fee

• Support Fee

• Maintenance Fee

If you have overdraft protection, you will never be charged a fee if you overdraw your account.

• True

• False

When you are enrolled in Overdraft Protection, which of the following will happen when you overdraw your account?

• Additional money needed to cover the transaction will be covered by the bank and you will be charged an overdraft fee.

• The transaction will be declined.

• Additional money needed to cover the transaction will be transferred from a linked bank account.