Personal Finance Quiz

Personal Finance Quiz

8th Grade

13 Qs

quiz-placeholder

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Personal Finance Quiz

Personal Finance Quiz

Assessment

Quiz

Financial Education

8th Grade

Hard

Created by

Salome Nyambura

FREE Resource

13 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the first tip for getting control of your spending habits?

Make a budget

Keep track of your spending

Give yourself a limit on unbudgeted spending

Read books about finance

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the benefit of creating a budget?

It's not worth it

It's only for paperwork

It's a lot of work

It helps in managing finances

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

According to the 1% rule for spending money, how long should you wait before making a purchase of over $600 if you make $60,000 a year?

1 week

1 month

1 day

1 hour

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the advantage of saving for a big purchase instead of using a credit card?

No need to save

Higher interest rates

Better financing conditions

No advantage

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the chief advantage of financial literacy?

Higher credit score

Better spending habits

Ability to manage finances

No advantage

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is one way to lower your monthly bill?

Shop for groceries at bulk discounts

Accept any loan offered

Ignore fixed costs

Increase energy usage

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the benefit of eating at home instead of dining out?

No benefit

Saves money

More expensive

No time to cook

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