Health Insurance Quiz

Which type of health plan allows participants to pay the doctor directly and then get reimbursed a portion from the insurance company?

• Medicare

• Fee-for-Service

• PPO

• HMO

In which type of health plan do you have to use a tightly integrated network of health care providers associated with the plan?

• Medicare

• Medicaid

• HMO

• PPO

Which type of health plan allows you to choose a doctor or hospital from a group of preferred providers, but covers a lower percentage of the costs if you go outside of the group?

• PPO

• Health Savings Account

• HMO

• Fee-for-Service

What type of health insurance coverage allows individuals to invest money on a regular basis to use for health services, with deposits made on a pretax basis and may be tax deductible?

• Medicaid

• Health Savings Account

• Fee-for-Service

• Medicare

Which government program is primarily for persons age 65 or older, or those with certain covered disabilities, and provides coverage including hospital stays and some prescription coverage?

• Medicare

• Medicaid

• HMO

• PPO

Which federal program is for individuals and families with low incomes and resources, and is the largest source of funding for medical and health-related services for people with limited income?

• Fee-for-Service

• Medicare

• Medicaid

• Health Savings Account

Who would benefit from a fee-for-service health plan?

• People who want to use a tightly integrated network of providers

• People who want to choose their own doctors

• People with low income

• People with high deductible insurance plans

Who would benefit from an HMO health plan?

• People with high income

• People with high deductible insurance plans

• People who want to choose their own doctors

• People who want to use a tightly integrated network of providers

Who would benefit from a PPO health plan?

• People with high deductible insurance plans

• People who want to use a tightly integrated network of providers

• People who want to choose their own doctors

• People with low income

Who would benefit from a health savings account?

• People who want to use a tightly integrated network of providers

• People with low income

• People with high deductible insurance plans

• People who want to choose their own doctors