f3 mathematics chp3

Type of savings

• Shares

• Fixed deposit account

• Unit trust

• Real estate

Calculate the total savings after 2 years with the initial savings

of RM8000 and the yearly simple rate of 2%.

• RM8000

• RM320

• RM8320

• RM8200

Suraya makes a savings of RM5000 in a bank with the simple interest

rate 2.5% per annum. Calculate her total savings after 10 months.

• RM5104.17

• RM5125

• RM5200

• RM5103.17

At the beginning of the year, Encik Jaafar saves RM15000 in a fixed deposit account with the interest

rate of 4% per annum. How much money in his fixed deposit account at the end of the year if interest is compounded quarterly.

• RM15609.06

• RM15600

• RM15606

• RM15400

Mr. Tan owns a pharmacy. At the beginning of the year 2018, he paid RM4000

to buy as stock. At the end of the year, Mr. Tan gained RM4800 after selling all the masks.

Calculate the return on investment for Mr. Tan.

• 25%

• 32%

• 120%

• 20%

Suhaimi invested RM24900 in share P with averaging strategy in April and May.

In April, the price of share P is RM2.10 per unit. In May, the price of share P is RM2.04 per unit.

Calculate the number of shares owned by Suhaimi.

• 12030

• 12032

• 5928

• 6102

The price of car A is RM80 000. James used his savings of RM8000 for down payment when buying

the car. Then, he got a loan for the balance from a bank with the yearly interest rate 4% for

8 years. Calculate the total amount of loan repayment.

• RM105 600

• RM23040

• RM95040

• RM72000

Mr. Tan made a personal loan of RM100 000 from a bank to buy the equipments for

his factory. It is given that the interest rate is 5% per annum. Calculate the monthly

instalment of Mr. Tan if the loan period is 9 years.

• RM146342.59

• RM12083.33

• RM145 000

• RM1342.59