Home Loan

Does Bank of Baroda provide Overdraft in baroda Top up Loan Scheme?

• Yes
• No

The Baroda Home Loan Top-up Overdraft Facility will be permitted to operate on a reducing limit/drawing power arrangement on the …………... basis

• yearly
• quarterly
• monthly
• weekly

In Baroda Home Loan Top-up Overdraft Facility, commitment charges to be levied in case of quarterly average utilization less than ………. of the drawing power

• 0.4
• 0.5
• 0.6
• 0.7

In Baroda Home Loan Top-up Overdraft Facility, commitment charges to be levied @ ……………., of entire unutilized portion on……………….basis

• 0.50%, monthly
• 0.5%, quarterly
• 0.60%, monthly
• 0.6%, quarterly

If existing Home loan top up borrowers wish to convert their facility to OD limit , the same may be considered by branches for remaining available tenor as per their eligibility, subject to one time charges of Rs.2500/- after obtaining required documentation for OD facility. ZOCC may waive this charge.

• True
• -
• -
• -

At a time both the Top Up facilities (Term loan and OD facility) can be live.

• True
• -
• -
• -

The Scheme Code for Baroda Home Loan Top-up Overdraft Scheme is

• OD043
• OD0044
• OD045
• OD046

Maximum Baroda Home Loan Limit for purchasing a property in Mumbai is

• Rs.3.00 Crore
• Rs.5.00 Crore
• Rs.7.50 Crore
• Rs.20.00 Crore

Maximum Baroda Home Loan Limit for purchasing a property in Other Metros (Hyderabad, New Delhi, Bengaluru) is

• Rs.3.00 Crore
• Rs.5.00 Crore
• Rs.7.50 Crore
• Rs.20.00 Crore

Maximum Baroda Home Loan Limit for purchasing a property in Urban Centres is

• Rs.3.00 Crore
• Rs.5.00 Crore
• Rs.7.50 Crore
• Rs.20.00 Crore