Back of a Check Quiz

What is the purpose of the ENDORSEMENT AREA on the back of a check?

• To sign the check when you're ready to deposit or cash it

• To provide security features that discourage thieves

• To track checks using reference numbers

What is the purpose of the SECURITY SCREEN on the back of a check?

• To track checks using reference numbers

• To provide security features that discourage thieves

• For banks to note the flow of events when a check is processed

What is the purpose of the SECURITY BOX on the back of a check?

• To provide security features that discourage thieves

• To sign the check when you're ready to deposit or cash it

• To note the flow of events when a check is processed

Who needs to sign the back of a check?

• The person who receives the check

• Both the person who writes and receives the check

• No one needs to sign the back of a check

• The person who writes the check

Is a signature required on the back of a check?

• It depends on the amount of the check

• It is not always required but it is safest

• No, it is never required

What might happen if you deposit a check without a signature on the back?

• The check will be rejected and returned to the issuer

• The check will be discarded

• The check will be processed in the wrong account

What are the numbers printed on the back of a check used for?

• To verify the identity of the person depositing the check

• For businesses to track checks using reference numbers

• To provide security features that discourage thieves

What should you write on the back of a check if you're sending it in the mail?

• Your account number

• For deposit only

• For mobile deposit

What is the purpose of including instructions on the back of a check when writing it?

• To restrict how the check can be used

• To track checks using reference numbers

• To provide security features that discourage thieves

What should you do if you want to deposit a check to another account?

• Write your business name and bank on the back

• Write 'For mobile deposit' on the back

• Write 'For deposit only' and the account number on the back