PF: Chapter 9 Lesson 2 Auto Insurance

Why is auto insurance required by law in most states?

• To cover damage caused by uninsured drivers

• To prevent fines and loss of license

• To protect your finances in case of an accident

• To ensure you have enough coverage for medical expenses

What does collision insurance cover?

• Loss or damage to your vehicle caused by a collision

• Injuries to the driver and passengers of your car

• Damage to your car caused by something other than a collision

• Treatment of injuries caused by an uninsured driver

What does comprehensive coverage pay for?

• Damage to your car caused by a collision

• Treatment of injuries caused by an uninsured driver

• Injuries to the driver and passengers of your car

• Loss or damage to your vehicle caused by something other than a collision

What does uninsured/underinsured motorist protection cover?

• Damage to your car caused by a collision

• Loss or damage to your vehicle caused by something other than a collision

• Injuries to the driver and passengers of your car

• Injuries caused by an uninsured or underinsured driver

What does personal injury protection (PIP) cover?

• Treatment of injuries caused by an uninsured driver

• Treatment of injuries to the driver and passengers of your car

• Loss or damage to your vehicle caused by something other than a collision

• Damage to your car caused by a collision

What is the purpose of proof of insurance?

• To provide information about your vehicle

• To prove that you have auto insurance

• To help you get started on the claims process

• To ensure you have enough coverage for medical expenses

What can you do to lower your cost on auto insurance?

• Get good grades

• Take a driver education class

• Stay on your own policy

• Drive a newer car

What is the recommended action if you're ever in an accident?

• Exchange information with the other driver

• Take pictures of the accident scene

• All of the above

• Call your insurance company immediately