Undergraduate vs Graduate Student Loans Quiz

Who can borrow federal direct subsidized loans, which have interest covered in school?

• Undergraduate

• Graduate

• Both

What type of student can borrow federal direct unsubsidized loans, which don't have interest covered in school?

• Undergraduate

• Graduate

• Both

Federal PLUS loans are available to which group of students?

• Undergraduate

• Graduate

• Both

Origination fees are calculated as a percentage of the total federal loan amount and then subtracted from the loan before it’s disbursed to the student.

• Undergraduate

• Graduate

• Both

Which students can skip including their parents’ information on the Free Application for Federal Student Aid?

• Undergraduate

• Graduate

• Both

If they demonstrate sufficient financial need, which students are eligible for Pell Grants?

• Undergraduate

• Graduate

• Both

Which students borrow federal unsubsidized loans at a higher interest rate?

• Undergraduate

• Graduate

• Both

Which students can borrow up to the full cost of attendance, including living expenses, in federal loans?

• Undergraduate

• Graduate

• Both

Income-driven student loan repayment plans are available to which type of students?

• Undergraduate

• Graduate

• Both

Which students should borrow federal loans before tapping private debt?

• Undergraduate

• Graduate

• Both