Unit 2 Review

All of these are ways of influence used by advertisers EXCEPT...

• Authority

• Scarcity

• Bribery

• Liking

Which of these is an example of a company using a dark pattern?

• James passes the same store on this walk to school everyday and manager always say hello

• Kate bought concert tickets at the local arena and how gets a daily email with "Arena Events today" without an unsubscribe link

• Susie signed up for a yearly magazine subscription and after 11 months gets a reminder that it is expiring soon

• Dee used a credit card to buy new pants and the next week he finds a $350 charge for clothing at the same store

Which is a realistic step a consumer can take to protect themselves against dark patterns?

• Never agree to a company's terms and conditions on the internet

• Use a fake name for all of your social media accounts

• Avoid shopping online and do all your shopping in a physical store

• Be aware of how companies may want to influence your behavior and stick to you own spending plan

Which is TRUE about ID Theft trends in the US?

• The number of reported identity thefts has been declining over the past decade

• ID theft occurs to people of all ages, even children

• The most common type of ID theft is bank fraud

• ID Theft targets are the elderly

Which is the BEST step to take after realizing your financial information may have been exposed while out shopping?

• Dial 911 and report with the police

• Cancel all your credit cards and close all your bank accounts

• Call all the stores you visited to ask if they say anyone or anything suspicious

• Put a freeze on your credit and file an identity theft report with the FTC

Where can you get a free credit report every year?

• CreditKarma.com

• identitytheft.gov

• annualcreditreport.com

• creditreportnow.gov

Which of these is a red flag for a pyramid scheme?

• A business stresses recruitment of new members over sales of a product

• A business hires three new people for its executive team

• A business posts on social media to promote its new product

• A business pays its employees an annual bonus at the end of the year

What is a Pump and Dump Scam?

• Where your money is pumped from your bank account and dumped into a fraudulent account

• When fraudsters rapidly make purchases through your bank account in a short period of time

• Fraudsters go through your personal mail to get information before dumping in the trash

• When fraudsters boost the price of a stock based on false or misleading information and then sell the stock

1 major sign of scam is...

• a 30 day free trial of a product

• a coupon code offered for a current sale

• request to like and subscribe a social media account

• an urgent need for money

Which type of ID theft is MOST prevalent for people age 19 and under?

• bank fraud

• employment or tax related fraud

• loan or lease fraud

• phone or utilities fraud