RISK 112 ( Ch.2)

One of the following excluded from third party liability coverage.

• Driving by any person has a valid driver's license.

• Damage to property belonging to a third party.

• Accidents taking place inside the area limit.

• Bodily injury to the insured.

Third party liability coverage does not cover one of the following.

• Bodily injury to any third party outside of the insured vehicle.

• Fines and guarantees arising from the accident.

• Damage to property for the third party outside of the insured vehicle.

• Death to the third party.

Which of the following is excluded from third party liability insurance coverage?

• Damage to property belonging to the third party.

• Driving by any person carries a valid driving license.

• Accidents taking place inside the area limit.

• Death or bodily injury to the insured.

All the following represent an exclusions to the liability coverage EXCEPT?

• Intentional injury or damage.

• Bodily injury to an employee.

• Vehicles with four wheels.

• Vehicles used in the auto business.

If an accident occurs in another state which provide higher liability limits, the PAP automatically provides the …………….. limits.

• Average.

• Less.

• Higher.

• Lower.

In liability coverage, the premium does not depend on …………………..

• Living area of the insured.

• The insured vehicle value.

• Age and gender of the driver.

• Years of driving experience.

Covers any property damage caused by the insured to a third person when the insured is at fault.

• Injury liability.

• Collision coverage.

• Property damage liability.

• Comprehensive coverage.

Covers physical injury to anyone in the other vehicles involved in an accident, that the insured is at fault.

• Bodily injury liability.

• Full coverage.

• Comprehensive coverage.

• Property damage liability.

The insurer may not renew a policy in all the following cases EXCEPT?

• If the insured files too many claims.

• If the insured lost his driver's license.

• If the insured pay the premium.

• If the insured provide misrepresents information.

In …………………………. The premium amount doesn't depend on the vehicle value.

• Liability coverage.

• Collision coverage.

• Full coverage.

• Uninsured coverage.