SPECIAL TOPIC

A loan of a sizable sum may be released in small amounts as needed

• As to security

• As to maturity

• As to method of payment

• As to method of release

Loans may be short term, which would mean that they are payable within one year

• As to maturity

• As to purpose

• As to security

• As to method of payment

Loans are either secured or unsecured

• As to method of payment

• As to method of release

• As to source

• As to security

This is known as release on installment or termed as “lump sum” release

• As to method of release

• As to source

• As to method of payment

• As to security

The first term means that the repayment of the loan will come from the proceeds of resale or from the income derived from the use of capital goods bought from the loan proceeds

• As to security

• As to method of payment

• As to method of release

• As to method of release

While this term may connote the regular meaning of keeping the data in orderly arrangement for ready reference, it may include the added task of updating the files

• Filing

• Investigation

• Analysis

• GERIC

Loans may either be commercial, agricultural, industrial, personal, and other similar classifications which will indicate for what purpose the funds will employed

• As to maturity

• As to purpose

• As to security

• As to method of payment

done by detective agencies in order to get the necessary information regarding the applicant.

•  Credit Investigation

• Investigation

• Analysis

• Filing

Once all the necessary information shall have been compiled, these are then analyzed. Tests and measurements, by bank standards, are applied.

• Investigation

• Analysis

• Filing

• Credit Investigation Report

To determine where the funds borrowed come from

• As to security

• As to maturity

• As to source

• As to purpose