Credit Assessment R3

Customer is salaried and living on rent in Gurgaon. He earns 20k per month. He has all the required income documents. What is the minimum city stability required in this case?

• 12
• 18
• 24
• F

Customer is self-employed and earns 30k per month. He is 23 years old. Do we require a co-applicant in this case?

• Yes
• No

Customer is salaried and earns 25k per month. He has salary slips but he has started working in this firm 2 months ago. What should be the total work experience required in this case for salaried profile under IP policy?

• Not required
• 6 months
• 12 months
• F

Which of the following conditions are correct to be eligible for zero DP policy for self employed candidates?

• Risk bucket - A CIBIL - 700 Income - 30K
• Risk bucket - A CIBIL - 700 Income - 50K
• Risk bucket - A CIBIL - (-1) Income - 30K
• F

NTC profiles are not allowed under TATKAL policy

• True
• False

Business proof is not mandatory for self-employed under TATKAL policy

• True
• False

Customer has only credit card history. His CIBIL score is 650. He is salaried and earns 25k per month. Can we process the case under Salaried IP policy?

• Yes
• No

Customer is self-employed and has a CIBIL score of 730. There are 1 cheque bounce in last 6 months. Do we require ITR mandatorily in this case?

• Yes
• No

What is the minimum total work stability required in case of NIP self employed customers?

• 1 year
• 2 years
• 3 years
• F

Is co-borrower mandatory in case customer is living in a hard negative area?

• Yes
• No