Investing & Retirement Terms : Lessons 1-3

the process of setting money aside to increase wealth over time for long-term financial goals, such as retirement 

• Investing

• Saving

• Dreaming

the measurement of gain or loss generated on an investment relative to the amount of money invested​​​​​​​

• Return on Investment (ROI)

• Risk vs. Reward

relationship of expected return (profit) compared to the amount of risk (amount you stand to lose)

• Risk-Return Ratio

• Ya win some, ya lose some

an asset that can be easily bought or sold

• Liquid Asset

• Dry Asset

a financial market that trades shares of ownership of public companies

• Stock Market

• Public Square

• Bank

a security that represents part ownership or equity in a company​​​​​​​

• Stock

• Bond

a measurement of a section of the stock market

• Stock Market Index

• Mutual Fund

when prices in a financial market are on the rise or expected to rise​​​​​​​

• Bull Market

• Bear Market

• Wildcat Market

when prices in a financial market experience a prolonged decline​​​​​​​

• Bull Market

• Bear Market

• Wildcat Market

annuity that offers low, guaranteed rates of interest and fixed income payments in retirement​​​​​​​

• Fixed Annuity

• Variable Annuity