Test

Under which of the following loan schemes, Savings Bank ROI is paid to the borrowers on the credit balance maintained by them in the loan account.

• Planters card scheme
• Baroda Kisan Tatkal Loan
• Ware Receipt Finance
• DAY-NRLM

Under New tractor loan scheme applicant should be local resident for a period of at least ___ years in service area of branch?

• 6 Months
• 1 Year
• 2 Years
• 3 Years

Under NRLM, loan to SHGs above ₹10 lakh and up to ₹20 lakh, a margin not exceeding ___ of the loan amount exceeding ₹10 lakh may be obtained as per the bank’s approved loan policy.

• 0.05
• 0.1
• 0.2
• NIL margin for loans up to ₹20 lakh to SHG

In order to facilitate use of loans for augmenting livelihoods of SHG members, at least ____ of loans above ₹ 1 lakh should be used primarily for income generating productive purpose

• 0.5
• 0.6
• 0.75
• 0.85

Under DAY-NRLM, For loans above Rs. 3 lakh and up to Rs. 5 lakh to SHG, banks will be subvented at a uniform rate of ____ per annum during FY 2022-23.

• 0.025
• 0.045
• 0.05
• 0.07

For loans to SHGs above ₹10 lakh and up to ₹20 lakh, will be eligible for guarantee coverage under _______

• Credit Guarantee Fund Trust for Micro and Small Enterprises
• Credit Guarantee Fund Scheme for MICRO AND SMALL Enterprises
• Credit Guarantee Fund for Micro Units
• Deposit Insurance and Credit Guarantee Corporation