Visionaries Quiz

Which is the odd one out in terms of eligibility in Home loans?

• NRI
• HUF
• Non Individual
• Individual

For customer working in Marine field like merchant navy , the emoluments for Home Loan are calculated on the basis of ?

• Avg of last 12 months
• Avg of last 3 months
• Avg of last 6 months
• Cant give

What is tri city in HL and how much can be financed in such areas?

• Lucknow, Allahabad, Varanasi INR 3 crs
• Chandigarh,Panchkula and Mohali INR 5 crs
• Ranchi, Jameshedpur,Bokaro INR 1 cr
• Ajmer, Jaipur, Sawai Madhopur INR 7 crs

Who is the competent authority to reduce margin below 25% in Baroda loan against gold ornaments/jewellery?

• ZOCC
• RMCC
• COCC ED
• Not allowed

Our bank is presently offering Top up Loan to Home Loan borrowers as

• TL and DL
• DL and OD
• TL and OD
• DL, TL and OD

Maximum LTV ratio upto 80% as per extant guidelines is allowed upto loan s of

• 50Lac
• 75 Lac
• 80 Lac
• 100 Lac

Home Loan in which LTV is more than 80% but up to 90%, additional ROI of ………. Is stipulated

• 0.0005
• 0.001
• 0.0025
• 0.005

NCGTC coverage allowed for eligible education loan accounts up to the limit of

• Rs.4.00 Lac
• Rs.7.5 lac
• Rs.10.00 Lac
• Rs.15.00 Lac

Education loan For all cases lf Limit exceeds Rs.80.00 Lakh, security coverage should be

• 0.75
• 1
• 1.25
• 1.5

Morgin on Securily in Baroda Mortgage Loan is

• 40% on Reolizoble Volue of immovoble properties
• 50% on Reolizoble Volue of immovoble properties
• 60% on Reolizoble Volue of immovoble properties
• Depends on the Nature of Property