Automobile Insurance Vocabulary

Another word for "Responsible"

• Negligent

• Liable

• No-Fault

• Deductible

Another word for "At Fault"

• Negligent

• Liable

• Surcharge

• Claim

A contract between a driver and an insurance company, where the driver agrees to pay a fee (called a premium) and the company agrees to cover certain accident-related costs when the driver makes a claim (request for payment).

• Liability Insurance

• Personal Injury Protection

• Automobile Insurance

• No-Fault Insurance

The insurance fee that a driver agrees to pay.

• Claim

• Deductible

• Premium

• Surcharge

Tags

CCSS.7.RP.A.2

CCSS.7.RP.A.3

A request for money.

• Deductible

• Premium

• Surcharge

• Claim

Tags

CCSS.2.MD.C.8

CCSS.2.NBT.B.5

CCSS.2.NBT.B.7

CCSS.2.OA.A.1

The type of insurance that protects you if your driving causes injury to others or to other people's property.

• Liability Insurance

• Collision Insurance

• Car-Rental Insurance

• No-Fault Insurance

If you are at fault in an automobile accident, you are responsible for paying for the medical expenses of anyone injured in the accident. You can purchase as much as you want.

• Property Damage Liability

• Bodily Injury Liability

• No-Fault Insurance

• Car-Rental Insurance

This insurance pays for damage you cause to other people's property. You are financially responsible if you damage a telephone phone, fire hydrant, another car, or any other person's property. You can purchase as much as of this as you want.

• Bodily Injury Liability

• Personal Injury Protection

• Property Damage Liability

• Liability Insurance

This insurance pays for injuries to you or your passengers caused by a driver who has no insurance or does not have enough liability insurance to cover your medical losses.

• Personal Injury Protection

• Property Damage Liability

• Collision Insurance

• Uninsured/Underinsured Motorist Protection

This insurance pays for any physical injuries you or your passengers sustain while in, on, around, or under the vehicle, even if you are not involved in a traffic accident. It compensates you regardless of who is at fault, so it is sometimes called no-fault insurance. This insurance will pay you and people injured for medical treatment and possibly loss of wages.

• Emergency Road Service Insurance

• Car-Rental Insurance

• Personal Injury Protection

• Collision Insurance