RE Test 2

Can an RE visit a customer's place after 9 PM?

• Yes

• No

• Maybe

• With permission of CRM

Portfolio= Total Disbursement - Total Repayment

• True

• False

As cashless repayment, customer can pay through

• BBPS (G Pay, Ph Pe, PayTM)

• Payment Bank (Airtel, Pay Nearby)

• Debit Card

• All of the above

PTP/P2P full form

• Pay to Pay

• Promise to Pay

• Promise take Payment

• None of the above

Which is the highest priority customer among P1, P3 and P5?

• P1

• P3

• P5

• None of these

Full form of EP?

• Earn Payment

• Early PAR

• Early Pay

• None of the above

Portfolio management is important because a quality business helps in growth of the organization and restricts fraudulent or unwanted activities. Is this statement is TRUE or FALSE?

• True

• False

Factors that may affect Portfolio are

• Migration and Absconding

• Financial Stress

• Wrong customer selection

• Death case

• All of the above

Ethics of Microfinance are

• Staff Discipline

• Proper Time Management

• Discipline of the Customer

• All of the Above

What should be the FOIR percentage for sanctioning loans

• 40%

• 50%

• 60%

• 70%