Optima SECURE

Which benefits of Optima Secure provides the customer 2X coverage from Day1

• Secure benefit
• Plus benefit
• Restore benefit
• None of the Above

Plus benefit under Optima Secure offers ____ increase in coverage after 2 years.

• 50 %

• 100 %

• 150 %

• None of the Above

What is the Maximum Sum Insured offered under Optima Secure Policy

• 50 Lac
• 1 Cr
• 2 Cr
• 5 Cr

Automatic Restore Benefit triggers in the event of ______ utilization of the Base Sum Insured.

• Complete or partial
• Complete

What is the maximum entry age under the policy

• 91 days
• 18 Yrs
• 65 Yrs
• No entry age restriction

Customer has opted for Rs.10 Lakh Sum Insured under Optima Secure. Post first renewal, what is the maximum eligible amount the customer can claim in the second policy year?

• Rs. 10 Lakh only
• Rs. 15 Lakh only
• Rs. 35 Lakh only
• Rs. 40 Lakh only

Choose the correct option regards to the sequence of claim settlement process under Optima Secure.

• Base Sum Insured - Restore benefit - Plus benefit - Secure benefit
• Base Sum Insured - Plus benefit - Restore benefit - Secure benefit
• Base Sum Insured - Secure benefit - Plus benefit-Restore benefit
• Base Sum Insured - Plus benefit (if applicable) - Secure benefit - Restore benefit

Under Aggregate DEDUCTIBLE discount options of Optima Secure, customers can avail up to 25% discount on the premium for opting deductible of only Rs.  ____ for up to Rs.20 Lakh Sum Insured

• 2 Lakh
• 1 Lakh
• 50,000/-
• 25,000/-

If there is a claim that's been settled in the first year of Optima Secure policy, what %age increase in sum insured under Plus benefit will happen at the time of renewal?

• No increase
• upto 50% of Base Sum Insured
• upto 100% of Base Sum Insured
• None of the Above

Under Optima SUPER Secure, A customer has purchased Rs.10 Lakh Sum Insured. How much total coverage he can avail/claim  immediately in the first year in a Single Claim.

• Triple coverage - Rs.30 Lakh
• Double coverage - Rs.20 Lakh
• 100% of Base Sum Insured
• None of the Above