BCSR Refresher training

To process a Bazaar Loan application, BCSR must visit-

• 1 Customers Business Place

• 2 Residence Adress of the customer

• Both 1 and 2

• Either 1 or 2

What is the full form of LUC?

• Loan Utility Check

• Loan Utilization Check

• Loan Utilize check

• None of these

How many customers can be there in a Bazaar Center?

• 40

• 20

• 50

• 100

What is the Processing Fee for Bazaar Loan?

• 2%+GST

• 1%+GST

• 5%+GST

• 1.5%+GST

Minimum duration of Credit History required to process Bazaar Loan for a new customer-

• 6 Months

• 12 Months

• 18 Months

• 24 Months

What is PAR?

• Portfolio Added Risk

• Portfolio At Risk

• Performance Appraisal Rating

• None of these

What is DPD?

• Delay Passed Due

• Delayed Payment Due

• Day Past Due

• Both 1 and 3

EMI can be paid in cashless mode via-

• BBPS

• Airtel Cash Drop

• Aadhar Enabled Payment System

• All of these

What is the indebtedness limit for a Plus customer?

• Total outstanding excluding proposed loan should not increase 1.5 lakhs

• Total outstanding including proposed loan should not increase 1.5 lakhs

• Total outstanding excluding proposed loan should not increase 1 Lakh

• Total outstanding including proposed loan should not increase 1 Lakh

What does Bazaar Centre Recommendation mean?

• Recommendation from minimum 5 active members of same Bazaar

• Recommendation from minimum 10 active members of same Bazaar

• Recommendation from minimum 5 active members of different Bazaar

• Recommendation from minimum 10 active members of different Bazaar