Financial Mgt Vocabulary

What is a FIXED Mortgage?

• Money a employer offers to a employee's IRA or other retirement plan

• denoting an original sum invested or lent

• A type of installment loan, similar to a student loan or personal loan, with fixed monthly payments. Where the interest rate does not change for the life of the loan.

• a mortgage loan that's more than the current value of a property

Tags

CCSS.L.11-12.4C

CCSS.L.6.4C

CCSS.L.7.4C

CCSS.L.8.4C

CCSS.L.9-10.4C

What is Capital GAIN?

• An account at a bank against which checks can be drawn by the account depositor

• Increase in a capital asset value and is considered to be realized when the asset is sold

• Occurs when you feel security or investment for less that the original purchase price or its adjusted basis

• Denoting an original sum invested or lent

Tags

CCSS.L.11-12.4C

CCSS.L.6.4C

CCSS.L.7.4C

CCSS.L.8.4C

CCSS.L.9-10.4C

What is Capitial LOSS?

• Occurs when you sell security or investment for less than the original purchase price or its adjusted basis

• Possibility of a loss resulting from a borrower's failure to repay a loan or meet contractual obligations.

• The money that a bank has obtained from its shareholders and other investors and any profit that has made and not paid out

• Increase in a capital asset value and is considered to be realized when the asset is sold

Tags

CCSS.L.11-12.4C

CCSS.L.6.4C

CCSS.L.7.4C

CCSS.L.8.4C

CCSS.L.9-10.4C

What is Debt?

• The gain/loss of an investment over a certain period of time

• A thing that is borrowed, especially a sum of money that is expected to be paid back with interest

• The money that the bank has obtained from its shareholders, other investors, or any profit that has made and not been paid out

• Something borrowed by and individual from another, like loans, that the borrower is required to repay the balance of by a certain date

Tags

CCSS.L.11-12.4C

CCSS.L.6.4C

CCSS.L.7.4C

CCSS.L.8.4C

CCSS.L.9-10.4C

What is a Loan?

• Denoting an original sum invested or lent

• A thing that is borrowed, especially a sum of money that is expected to be paid back with interest

• Money an employer offers to an employee's IRA or other retirement plan

• Uncertainty about future deviation from earrings or expected income

Tags

CCSS.L.11-12.4C

CCSS.L.6.4C

CCSS.L.7.4C

CCSS.L.8.4C

CCSS.L.9-10.4C

What is Capital?

• A stock of accumulated goods especially at a specified time and in contrast to income received during a specified period

  also : the value of these accumulated goods

• Denoting an original Sum invested or lent

• An opinion of a particular credit agency regarding the ability and willingness an individual has to fulfill its financial obligations in completeness and within the established due dates, signifies the likelihood a debtor with default

• The act of computing the preset value of future periodical payments

Tags

CCSS.RI.11-12.4

CCSS.RI.7.4

CCSS.RI.8.4

CCSS.RI.9-10.4

CCSS.RI.9-10.4

What is Capitalization?

• A mortgage loan that's more than the current value of property

• Uncertainty about future deviation from earnings or expected income

• The act of computing the present value of a future periodical payments

• denoting an original sum invested or lent

Tags

CCSS.RI.11-12.4

CCSS.RI.7.4

CCSS.RI.8.4

CCSS.RI.9-10.4

CCSS.RI.9-10.4

What is Roth IRA?

• Measure of the performance and efficiency of an investment

• An individual retirement account that provides tax-free growth and withdrawals

• a Safe place to store cash and earn interest

• A mortgage loan that's more than the current value of a property

Tags

CCSS.L.11-12.4C

CCSS.L.6.4C

CCSS.L.7.4C

CCSS.L.8.4C

CCSS.L.9-10.4C

What is a Checking Account?

• A bankcard that allows depositors to pay third parties directly from their bank account balances electronically

• a type of plastic/metal payment card in which charges are made against a line pf credit instead of the account holder's cash deposit

• A safe place to store cash and earn interest

• An account at a bank against which checks can be drawn by the account depositor

Tags

CCSS.RI.11-12.4

CCSS.RI.7.4

CCSS.RI.8.4

CCSS.RI.9-10.4

CCSS.RI.9-10.4

What is underwater?

• Denoting an original sum invested or lent

• Measure of the performance and efficiency of an investment

• A mortgage loan that's more than the current value of a property

• method used to calculate interest paid on both the principal and on accrued interest

Tags

CCSS.RI.11-12.4

CCSS.RI.7.4

CCSS.RI.8.4

CCSS.RI.9-10.4

CCSS.RI.9-10.4