MGT 102: Banking Sessional I

Cash Reserve Ratio is the _________ deposit to be held by Banks with RBI.

• Voluntary

• Mandatory

• Primary

• All of these

• Not Aware of

Urban Cooperative Banks are controlled by __________ and ____________.

• NABARD, SBI

• Central Government, RBI

• IRDA, State Government

• State Government and RBI

• Not aware of

A decrease in the Bank Rate is likely to lead to a ________ in interest rates of Bank.

• Increase

• Decrease

• Exponential decrease

• Exponential increase

• Not aware of

The Indian Banking system is regulated in terms of the provisions of __________ Act, 1934 and ________ Act, 1949.

• RBI, Banking Regulation

• RBI, SBI

• SBI, NABARD

• NABARD, IRDA

• Not aware of

The loan values (amount of loan) under retail lending normally ranges between

• 20000 to 100 lakh

• 100 lakh to 10 crore

• More than 10 crore

• None of the above

• Not aware of

Wholesale banking refers to doing banking business with

• individuals

• industrial and business entities - including government and public sector companies

• only companies registered under the Companies act

• Large borrowers irrespective of their category

• Not aware of

The retail loans given by commercial banks are generally for duration of

• five to seven years with housing loans granted for a longer duration of 15-20 years

• less than 5 years only

• less than 1 year only

• None of the above

• Not aware of

Which of the following entity is not permitted to participate both as lender and borrower in the call/notice money market?

• Cooperative banks

• NBFC

• Primary dealers

• Scheduled Commercial Banks

• Not aware of

In India the interest rate swaps are commonly traded on which of the following benchmark?

• LIBOR

• Bank rate

• MIFOR

• Repo rate

• Not aware of

The type of arrangement under which a bank pays the seller the value of the bill and later collects it from the buyer on the due date is called

• Bill discounting

• Factoring

• Forfaiting

• None of the above

• Not aware of