PERSONAL BUDGETING

What is the speaker's name

• Nur Fatinie Syaziera

• Nur Fatinie Hafiera

• Nur Fatin Hafiera

• Nur Fatinie Haziera

Below are the importance of personal budgeting.

(Tick the right answer)

• Helps you organize and manage money more effectively

• Encourage you to spend more of your money

• Helps you plan for your future and meet your financial goals

• Encourages cautious and disciplined spending

• Lead the loss of control of your financial situation

What is the acronym for the steps in developing personal budgeting?

The letter of R in first step of developing personal budgeting is stands for _________ your financial goals.

• Repeat

• Review

• Read

• Rebuild

What is the rule that we should use in developing the personal budget?

• 40/40/20

• 50/40/10

• 50/30/20

• 40/30/30

How many percent shall we allocate for our Wants?

• 40%

• 20%

• 25%

• 30%

We shall allocate 30% to our Savings.

• True

• False

___________________________ is the second step in developing the personal budgeting.

• Form your own budget

• List the spending/expenses

• Review your financial goals

• Estimate amount of income

"List the spending/expenses" is the ___________ step in developing the personal budgeting.

• third

• fourth

• first

• second

"Beautiful" in the acronym stands for....

• Use bargain to minimize spending

• Be careful of your spending

• Form your own budget

• Beware with year end sale