Dental Vocabulary

What is a deductible?

• It is an initial payment made when something is bought on credit.

• It is the amount you pay for covered health care services before your insurance plan starts to pay.

• It is an amount paid periodically to the insurer by the insured for covering his risk.

• It is an initial payment made when something is bought on credit.

What is effective date?

• It is the latest time or date by which something should be completed.

• It refers to the number of days between the last statement date and the current statement date

• It is is the day your insurance company will begin helping to pay for your dental expenses.

• It is the date on which something falls due, especially the payment of a bill.

Select an example of a dependent on an insurance plan.

• Grandmother

• Aunt

• Cousin

• Spouse

What is in-network?

• It refers to providers that don't have a contract with an insurance company for reimbursement at a negotiated rate.

• It is a document representing the agreement between an insurance company and the insured.

• It is a contract outlining the terms under which one party agrees to rent property owned by another party.

• It is refers to providers that are part of a health plan's network of providers with which it has negotiated a discount.

What is maximum?

• The percentage of costs of a covered health care service you pay after you've paid your deductible.

• This is the total amount of money the dental insurance company will pay for a member’s dental care within a specific period of time.

• It is a fixed amount a healthcare beneficiary pays for covered medical services.

• It is an amount paid periodically to the insurer by the insured for covering his risk.

What is out-of-network?

• It refers to providers that don't have a contract with an insurance company for reimbursement at a negotiated rate.

• It is refers to providers that are part of a health plan's network of providers with which it has negotiated a discount.

• It is a contract outlining the terms under which one party agrees to rent property owned by another party.

• It is a document representing the agreement between an insurance company and the insured.

Select an example of a benefit on a dental plan.

• Colonoscopy

• Collision

• Flouride

• Medication

What is premium?

• It is an initial payment made when something is bought on credit.

• It is the amount you pay for covered health care services before your insurance plan starts to pay.

• It is the percentage of costs of a covered health care service you pay after you've paid your deductible.

• It is an amount paid periodically to the insurer by the insured for covering his risk.

What is coinsurance?

• It is an initial payment made when something is bought on credit.

• The percentage of costs of a covered health care service you pay after you've paid your deductible.

• It is an amount paid periodically to the insurer by the insured for covering his risk.

• It is a fixed amount a healthcare beneficiary pays for covered medical services.

What is copayment?

• The percentage of costs of a covered health care service you pay after you've paid your deductible.

• This is the total amount of money the dental insurance company will pay for a member’s dental care within a specific period of time.

• It is a fixed amount a beneficiary pays for covered services.

• It is an initial payment made when something is bought on credit.