Workers Compensation

Which of the following would be an event that would make a worker qualified for workers' compensation benefits?

• When an accountant is going home from her job and sustains a car accident.

• When a teacher is at his school, and he spills hot coffee over himself while grading an exam.

• When a driver isn't at work but suffers a car accident while driving the company's car.

• When a researcher gets hurt while performing an experiment at work because the equipment is out-of-date.

What was created to protect workers from health and safety risks on the job?

• OSHA

• FICA

• OWCP

• FECA

What is not covered by workers' compensation insurance?

• ob-related deaths

• work-related injuries

• occupational illnesses/diseases

• injuries of self-employed individuals

Which of these correctly explains the key components that all states' workers' compensation programs share?

• They compensate the employee for lost wages while he or she is unable to return to work.

• They pay the employee's medical expenses that result from a work-related injury.

• They provide job placement services for employees who lose their jobs due to injury.

• hey compensate for lost wages and pay for medical expenses.

How is workers' compensation insurance funded under a state fund?

• Companies pay premiums to a central state insurance fund.

• Companies pay premiums to a federal insurance fund.

• Employees pay premiums to a central state insurance fund.

• Employees pay premiums to a federal insurance fund.

Among the following, for whom do most states require public and private companies to provide workers' compensation coverage?

• full-time employees and part time employees only

• part-time employees only

• employees who are minors

• full time, part time, and minors, if more than three people are employed at an organization

Which of the following individuals would generally not be covered by state workers' compensation insurance?

• a part-time employee of a private insurance company

• a sixteen-year-old working for a private investment company

• a self-employed individual

• a full-time employee of a public trucking company

What does the physician of record file with the insurance carrier every time there is a substantial change in the patient's condition that affects disability status or when required by state rules and regulations?

• progress report

• official notice

• patient report

• progress notice

Which law may allow individuals the right to request that a physician restrict a disclosure of their PHI for workers' compensation purposes?

• HIPAA Security Rule

• HIPAA Privacy Rule

• FICA

• none of these are correct; individuals do not have this right

When a provider initially examines a workers' compensation patient, what document must be filed with the state?

• final report

• admission of liability

• first report of injury

• vocational report