Dave Ramsey 1.3 You and Money

Quiz
•
Mathematics
•
12th Grade
•
Easy
+3
Standards-aligned
David Croissant
Used 30+ times
FREE Resource
20 questions
Show all answers
1.
MULTIPLE CHOICE QUESTION
15 mins • 1 pt
Personal financial success is primarily the result of:
Managing your money behavior
Winning the lottery
Generous welfare and unemployment programs
Inheriting money from your relatives
2.
MULTIPLE CHOICE QUESTION
15 mins • 1 pt
Which of the following statements best explains why income alone does not determine wealth?
Investing is the only factor that contributes to wealth
Income alone does not determine wealth
Only people who are natural savers can become wealthy
The money a person makes does not dictate her spending behavior.
3.
MULTIPLE CHOICE QUESTION
15 mins • 1 pt
Which of the following is a consequence of spending more than you make?
Missed opportunities to save and invest
Stress
A cycle of debt
All of these
4.
MULTIPLE CHOICE QUESTION
15 mins • 1 pt
Which of the following is not a true statement:
Americans learned to borrow during post WWII prosperity
The credit industry in America has not changed much since 1917
After 1970, consumer debt skyrocketed
As banks made profits, they lent more money to consumers
5.
MULTIPLE CHOICE QUESTION
15 mins • 1 pt
When it comes to managing money, successes about _____% knowledge and _______% behavior.
50,50
60,40
80,20
20,80
6.
MULTIPLE CHOICE QUESTION
15 mins • 1 pt
The widespread financial insecurity of Americans is primarily because:
The incomes of Americans are low
Savings rate of Americans is low and they spend more
Government programs cannot help people when they are disabled
Most Americans save a high proportion of their income.
7.
MULTIPLE CHOICE QUESTION
15 mins • 1 pt
Which of the following is not a factor in becoming money smart?
Have knowledge in basic math
Learn the language of money
Manage your behavior with your money
Learn how to read your credit card statements
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