Auto Insurance

What coverage protects you is someone is injured in an accident you cause?

• Property Damage

• Bodily Injury

• Uninsured Motorist

• Under-insured Motorist

What kind of coverage pays for damages to your car if you are at fault?

• Collision

• Comprehensive

• Under-insured Motorist

• Uninsured Motorist

What kind of insurance pays for physical damages to your car from acts of nature such as fire?

• Property Damage

• Medical Payments

• Collision

• Comprehensive

Which of the following does NOT effect the cost of your car insurance?

• Your Age

• Gender

• Driving Record

• Drivers Test Score

Which of the following is a way to lower your insurance premium?

• have a good driving record

• be involved in sports

• have a parent with you at all times

• buy a sports car

If your policy covers $100,000 of Bodily Damage and you cause $234,000 of Bodily Damage what happens?

• The insurance company will cover all of it

• You pay $134,000 out of pocket

• The company will pay you $134,000 after you pay out of pocket.

• The insurance company will cover none of it.

What do you call the amount you agree to pay in case of an accident?

• Liability

• Deductible

• Policy

• Full Coverage

Car B is not insured, what is one way Car A can have the damages paid for.

• If car A has liability coverage

• If car A has Under-insured Motorist coverage

• If car A has Uninsured Motorists coverage

• If car A has Comprehensive coverage

What kind of insurance would cover you if you hit a deer? The only damage is to your car.

• Liability

• Bodily Injury

• Comprehensive

• None

You are hit by a vehicle but the owner doesn't have insurance. What coverage would pay for the damages?

• Uninsured Motorist

• Under-insured Motorist

• Liability

• Comprehensive