Credit

What’s an example of bad credit?

• Mortgage
• Car loan
• Vacation
• Student loans

Which company can you NOT get report from?

•  Equifax  
•  Experian
  
• Trans Union
  
• Credit Union
  

How can you raise your interest rate with credit?

• Apply for a lot of credit cards
• Never  pay on time for your credit cards
• Overspend of the amount you actually have
• All of the above
  

What is a credit report

• individual's credit history  
• The amount of money in your bank account
• The money you have in your wallet
• The money in your savings account  

How many times can you get a credit report from each company

• 1
• 2
• 3
• 8

What is the score of a perfect credit score

• 1000
• 720
• 850
• 600

How are credit scores calculated?

• You have to take a test
• Past credit history
• How many dogs you have
• Your favorite movies

How can you prevent credit card debt from becoming too much?

• Ask politely
• Pay the minimum
• Pay the debt each month in full
• Flee the country

What affects your credit score?

• Age
• Race
• Hobbies
• None of the above

When should you get a credit card.

• When you are 18
• When you are about to retire
• As soon as possible
• None of above I don’t need credit