Wise test review

Wise test review

10th - 12th Grade

56 Qs

quiz-placeholder

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Wise test review

Wise test review

Assessment

Quiz

History

10th - 12th Grade

Medium

Created by

William Jr.

Used 3K+ times

FREE Resource

56 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

How can you improve your credit score?
Make payments on time
Reduce overall debt
Limit your applications
All of the above

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

The 3 credit bureaus that determine your FICO score are:
Equifax, Transunion, and Experian
Transamerican, Equality, Experience
Transparcel, Equin, Faxqui
Crederian, Equiunion, Experfax

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

How can one avoid paying interest on money borrowed on a credit card?
Pay the amount used in full during the current billing cycle
Make the minimum payment on the account statement
Pay at least have of the balance showing on the statement
Not making a payment at all.  

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What are 2 of the top 5 factors that assist in calculating your credit score?
Payment History and Amount of current debt
Length of credit history and types of credit
Payment History and Job History
Payment History and Credit inquiries

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is credit?
Free money
Borrowed money
Standard of living
A term that causes tears

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is a credit score?
A credit score is a three-digit numerical rating that reflects how likely you are to fail at paying your debts
A five-digit numerical rating that reflects how likely you are to repay your debt. 
A three-digit numerical rating that reflects how likely you are to repay your debt. 
A credit score is a five-digit numerical rating that reflects how likely you are to fail at paying your debts

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

How is credit used?
 Employers may check job applicants' credit.
Before renting an apartment, the landlord will check the prospective tenant's credit.
If you apply for a cell phone or credit card, your credit will be checked. 
All of these are correct, these are only some of the ways credit can be used. 

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