Shmitat Kesafim שמיטת כספים

wHat is the meening of pruzbul?
שכל חוב שיש לי, שאגבנו כל זמן שארצה 

•  that any loan that I have, I may collect it on Shmita
•  that any loan that I have, I may collect it any time that I wish
•  that any loan that I have, I may collect it after Shmita
•  that any loan that I have, I may collect it never again

התקין הלל פרזבול כשראה שנמנעו העם מלהלוות זה את זה
Why Hillel institute the Pruzbul? 

• he observed that the nation withheld from lending to each other 
• IN order to observe Shmita
• In order to get more money
• all above

Read & Explain: 

שכר שכיר, אינו משמט.

ואם עשאו מלוה, הרי זה משמט.

• Salary owed to a worker are not canceled, but if it was made into a loan, it is canceled.
•  loan  is not canceled.
• Salary owed to a worker is canceled, but if it was made into a loan, it is not canceled.
• Salary owed to a worker is canceled.

read & explain:
 הקפת החנות, אינה משמטת
ואם עשאה מלוה, הרי זו משמטת
In the 7th year...

•  Store credit is cancelled
•  Store loan is canceled.
•  Store credit & loan is not cancelled
•  Store credit not cancelled, but if it was made into a loan, it is canceled.

Read  & Explain:
 שביעית, משמטת את המלוה בשטר ושלא בשטר

• The Sabbatical year cancels a loan 
• The Sabbatical year cancels a loan 
• all above (red and orange) both are true
• all above is not true