Insurance

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What is health insurance?

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Health insurance is a type of insurance that provides protection against financial loss from medical bills.

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What is life insurance?

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Life insurance is insurance that protects your family against financial loss due to your death.

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What does bodily injury insurance cover?

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Bodily injury insurance covers your liability for injury to others.

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What is a deductible in insurance?

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A deductible is the amount you MUST pay out of pocket before insurance takes over.

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Who is a beneficiary in a life insurance policy?

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A beneficiary is the person named in a life insurance policy to receive the death benefit.

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What is coinsurance?

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Coinsurance is a type of insurance where the insured pays a certain percentage of the costs after the deductible is met.

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What is a premium in insurance?

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A premium is the amount you pay for your insurance policy, usually on a monthly or yearly basis.

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What is disability insurance?

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Disability insurance provides income to individuals who are unable to work due to a disability.

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What is comprehensive insurance?

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Comprehensive insurance covers damage to your vehicle not involving a collision, such as theft or natural disasters.

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What is the role of an insurance agent?

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An insurance agent helps individuals choose insurance policies that fit their needs.