Legal Liability and Insurance

Front

The state of being legally responsible for the harm one causes another person is:

Back

Liability

Front

Failure to use ordinary or reasonable care is known as:

Back

Negligence

Front

Athlete is made aware of inherent risks involved in sport and voluntarily decides to continue participating

Back

Assumption of risk

Front

Which type of insurance covers a coach/athletic trainer if sued for negligence in a civil case? Options: Accident Insurance, Professional Liability Insurance, Catastrophic Insurance, General health Insurance

Back

Professional Liability Insurance

Front

Which of the following organizations allows the individual discounted health care, but only if they see a physician on the approved list? But gives individual to see specialist without approval from their primary physician: Preferred Providers Organization - PPO, Point of Service, Fee for service, Health Maintenance Organization - HMO?

Back

Preferred Providers Organization - PPO

Front

Which plan will Provide preventive measures and dictate where individual can receive care? Permission must be gained to see someone outside of the plan (except in emergencies) but will pay 100% of costs if care rendered within the plan providers.

Back

Health Maintenance Organization - HMO

Front

Policy that covers illnesses, hospitalization and emergency care. Sometimes offered through academic institutions for students (athletics). Can be offered through parents/guardian's workplace for a cost.

Back

General Health Insurance

Front

What is the specific length of time an individual can sue for injury resulting from negligence?

Back

Statutes of Limitation

Front

A legal wrong that is committed against a person or property is known as:

Back

Tort

Front

Liability of any or all parties involved in manufactured product for damages caused by product. • Products with inherent defects are subject to liability suits

Back

Product Liability