COMMERCIAL INLAND MARINE/EQUIPMENT BREAKDOWN

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NATIONWIDE MARINE CATEGORIES

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imports, exports, domestic, instrumentalities of transportation/communication, personal property floaters, commercial property floaters

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IMPORTS, EXPORTS, DOMESTIC

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brought in, brought out, within (air, water, land)

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INSTRUMENTALITIES OF TRANSPORTATION/COMMUNICATION

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facilitate movement of goods/communication (bridges, tunnels, cellphone tower, radio tower)

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PERSONAL PROPERTY FLOATERS

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items for personal use in HO

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COMMERCIAL PROPERTY FLOATERS

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items for business use or within care/custody/control

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ACCOUNTS RECEIVABLE FORM

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reimburses for amounts that can't be collected b/c of damage to accounts receivable records on premises-also covers extra collection expense and interest

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BAILEE'S CUSTOMER COVERAGE

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pays insured's customer for damage to customer's property in insured's care (pays customer not insured)

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COMMERCIAL ARTICLES (cameras, instruments-taken from concert to concert)

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only business use, newly acquired up to 30 days-pays lesser amt of 25% policy limit or 10,000. Worldwide.

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CONTRACTORS EQUIPMENT (tools from job to job)

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covers heavy equipment/tools-US & territories, Canada

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ELECTRONIC DATA PROCESSING (engineers)

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hardware, software, data owned by insured or in care/custody/control is covered