Front

How can you improve your credit score? Options: Make payments on time, Reduce overall debt, Limit your applications, All of the above

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All of the above

Front

The 3 credit bureaus that determine your FICO score are:

Back

Equifax, Transunion, and Experian

Front

What is a credit score?

Back

A three-digit numerical rating that reflects how likely you are to repay your debt.

Front

Your Credit Score could effect whether or not you can rent an apartment?

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True

Front

A good way to build credit is to open as many credit cards as you can?

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False

Front

What is the single best thing you can do to help build a good credit score and keep it once you have it?

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Pay my bills on time

Front

Race and gender are factors in a credit score.

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Myth

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Student loans impact your credit score.

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Fact

Front

A yearly fee that may be charged for having a credit card.

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Annual Fee

Front

Fee charged when a credit card holder does not make the minimum monthly payment by the due date.

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Late Payment Fee