Wise Financial Literacy Test (Practice Test)

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Other
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11th Grade
•
Hard
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59 questions
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1.
FLASHCARD QUESTION
Front
A person who has a car can AVOID having the car repossessed by
Back
Making payments in full by the due date.
2.
FLASHCARD QUESTION
Front
A person wrote a check for $800 but only had a balance of $700 in their checking account. The most likely reason the check did not bounce is because he/she has:
Back
Overdraft Protection
3.
FLASHCARD QUESTION
Front
In order to live on a monthly budget, a person should
Back
Be responsible and use restraint
4.
FLASHCARD QUESTION
Front
If a person has a credit score of 780, he/she is more likely to
Back
Be charged a lower interest rate for a loan
5.
FLASHCARD QUESTION
Front
The cost of borrowing money is commonly referred to as the
Back
Interest rate
6.
FLASHCARD QUESTION
Front
If a person decides to lend money to a friend, it is strongly advised that the person lending the money: Ask the borrower to sign an agreement explaining the terms of the loan
Back
Ask the borrower to sign an agreement explaining the terms of the loan
7.
FLASHCARD QUESTION
Front
Even though the United States is becoming a "cashless society", it is still important to have some cash at home because:
Back
the money can be used if ATM's become disabled during a disaster
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