Annual Percentage Rate (APR)
Financial Terms Flashcards NGPF

Flashcard
•
Financial Education
•
12th Grade
•
Easy
Jeffrey Segrest
Used 1+ times
FREE Resource
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46 questions
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1.
FLASHCARD QUESTION
Front
Back
The cost you pay each year to borrow money, including fees, expressed as a percentage.
2.
FLASHCARD QUESTION
Front
Authorized User
Back
A person who has permission to use and/or carry another person's credit card, but isn't legally responsible for paying the bill.
3.
FLASHCARD QUESTION
Front
Balance Transfer
Back
The act of transferring debt from one credit card account to another, usually for a fee.
4.
FLASHCARD QUESTION
Front
Cash Advance
Back
A credit card service that allows cardholders to withdraw a certain amount of cash, either through an ATM or directly from a bank, typically at a high interest rate or for a fee.
5.
FLASHCARD QUESTION
Front
Cash Back
Back
A credit card benefit that pays the cardholder a small percentage of their net expenditures, often as cash, payment toward their balance, reward points, travel miles, or gift cards.
6.
FLASHCARD QUESTION
Front
Charge Card
Back
A special type of credit card with no interest because you must pay the balance in full each month.
7.
FLASHCARD QUESTION
Front
Collateral
Back
Something valuable that the lender can take as payment if you can't or don't repay your secured loan.
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