Credit, Scams, ID Theft

Front

Is it safer to shop online on an "http" or "https" web address?

Back

https

Front

Which of the following is the best form of payment when shopping online? debit card, credit card, cash/money transfer, check

Back

credit card

Front

John received a notification from the IRS that he owes money. Which of the following indicates that the notification is NOT a scam? The IRS sends him a formal letter in the mail notifying him of taxes he owes

Back

The IRS sends him a formal letter in the mail notifying him of taxes he owes.

Front

How might freezing your credit help you protect your personal information?

Back

Your credit information is blocked to help prevent someone from opening accounts in your name 

Front

What is a pyramid scheme?

Back

A type of scam in which payments from lower-level, recruited employees are pushed to higher-level employees.

Front

What does it mean if a fraudster accessed your personal information through phishing?

Back

The fraudster tricked you into revealing personal information through email, texts, or other electronic communication.

Front

What is the next BEST thing Teddy should do after suspecting he was scammed for basketball shoes he bought through a social media ad without receiving a receipt or confirmation?

Back

Report the fraudulent charge to his bank and ask them to reverse the transaction.

Front

Which of these students is doing a POOR job of protecting themselves against identity theft? 1. Wendy: “I just requested copies of my annual credit report.” 2. Betty: “I have text messages sent to me from my bank anytime my card is charged” 3. Daniel: “I use the same password for all my bank accounts to keep my finances organized together.” 4. Sophia: "I check my bank statement each month to look for unauthorized charges"

Back

Daniel: “I use the same password for all my bank accounts to keep my finances organized together.”

Front

The two major signs of a scam are a request for personal information and ___________.

Back

An urgent need for money

Front

What is debt?

Back

Money that is owed