Credit
Flashcard
•
Social Studies
•
12th Grade
•
Hard
Wayground Content
FREE Resource
Student preview
7 questions
Show all answers
1.
FLASHCARD QUESTION
Front
What is a credit report?
Back
A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness.
2.
FLASHCARD QUESTION
Front
The process of collecting funds that are owed and past due is called...
Back
collections
3.
FLASHCARD QUESTION
Front
Which is not included in an individual’s credit report? Current and past addresses, Account balances, Bankruptcies and foreclosures, Medical information
Back
Medical information
4.
FLASHCARD QUESTION
Front
When may a person view his/her credit report for free?
Back
Once a year, from each of the three main credit reporting agencies
5.
FLASHCARD QUESTION
Front
Late payments stay on a credit report for....
Back
7 years
6.
FLASHCARD QUESTION
Front
Allowing goods and services to be used now with a promise of payment in the future.
Back
credit
7.
FLASHCARD QUESTION
Front
Which one of these is NOT one of the 3 main Credit Bureaus? Options: Equifax, Experian, FICO, TransUnion
Back
FICO
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