Identity Theft- 2024

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What are the long-term negative effects of identity theft?

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Extremely time consuming to fix the problem

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Which is NOT one of the three main credit reporting agencies? Experian, Equifax, Vanguard, Transunion

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Vanguard

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Which is NOT a form of identity theft? New Account Fraud, Medical Identity Theft, Account Takeover Fraud, Software Installation Fraud

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Software Installation Fraud

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What one thing will NOT help you protect your identity: Always use the same password for every account, Create a unique password with special characters, Be cautious of personal information you are sharing online, Shop only on a secure site?

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Always use the same password for every account

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The first thing you should do if you are a victim of identity theft is

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File an initial fraud alert

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What is 2 Factor Authentication?

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Sends a secondary one-time password to an external device.

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Getting sensitive information by disguising as a trustworthy entity in electronic communication

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Phishing scam

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Which of the following passwords is the most secure? Options: 03011999 - it's my birthday, password - easy to remember, Football2018 - a combination of letters & numbers, #mhalll+1! - a combination of letters, numbers, & characters

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#mhalll+1! - a combination of letters, numbers, & characters

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At what website can you report an instance of identity theft?

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identitytheft.gov

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Why is it important to act fast if you suspect you are a victim of identity theft?

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The longer you wait, the more potential problems to fix.