The cost of borrowing money is referred to as
THE ULTIMATE WISE TEST REVIEW

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10th - 11th Grade
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1.
FLASHCARD QUESTION
Front
Back
Interest
2.
FLASHCARD QUESTION
Front
The maximum amount you are allowed to carry as a balance on the card
Back
credit limit
3.
FLASHCARD QUESTION
Front
This is a fee that some, but not all, credit card issuers charge to use their credit card.
Back
annual fee
4.
FLASHCARD QUESTION
Front
The amount you must pay on a credit card, based on a percentage of the outstanding balance.
Back
minimum payment
5.
FLASHCARD QUESTION
Front
Which one is considered a danger of using a credit card: no cash needed, leads to overspending, convenient, earns rewards?
Back
leads to overspending
6.
FLASHCARD QUESTION
Front
To build a good credit history, you should: open as much credit as possible quickly, use the maximum credit allowed on all your credit cards, pay on time and as much of your balance as possible, all of these
Back
pay on time and as much of your balance as possible
7.
FLASHCARD QUESTION
Front
What does APR stand for?
Back
Annual Percentage Rate
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