2023 5 c's of credit

Front

Owns a boat?

Back

Collateral

Front

Has 3 months' salary saved?

Back

Capital

Front

Has been at the same job for 5 years?

Back

Capacity

Front

Owns a house?

Back

Collateral

Front

Pays bills on time

Back

Character

Front

Is currently unemployed?

Back

Capacity

Front

The economy is in a recession. What are the relevant conditions?

Back

Conditions

Front

Recently laid off? Options: Collateral, Capital, Character, Capacity, Conditions

Back

Capacity

Front

Keeps $20,000 under his mattress?

Back

Capital

Front

A person's reputation

Back

character