When you start, do you have a perfect credit score (since you’ve done nothing to damage it)?

Unit 5 Flashcard

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1.
FLASHCARD QUESTION
Front
Back
False
2.
FLASHCARD QUESTION
Front
What is a "soft" credit inquiry?
Back
When you check your own credit score.
3.
FLASHCARD QUESTION
Front
Which of the following IS a category that impacts your credit score? Credit Card Utilization, Job History
Back
Credit Card Utilization
4.
FLASHCARD QUESTION
Front
Your credit score can range from?
Back
300 - 850
5.
FLASHCARD QUESTION
Front
How long does information stay on your credit report?
Back
7 years for any late payments
6.
FLASHCARD QUESTION
Front
Which of the following is a benefit to having good credit? Lower insurance rates, Lower interest rates on loans, Lower interest rates on credit cards, All are benefits of having good credit
Back
All are benefits of having good credit
7.
FLASHCARD QUESTION
Front
As a borrower, you have certain responsibilities to the companies issuing you credit. Which of the following is your responsibility? Understand the terms of the agreement., Make payments on time., All are a borrower's responsibility.
Back
All are a borrower's responsibility.
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