Dave Ramsey Life After High School Test

Front

What is the misconception about attending prestigious schools for career success?

Back

The misconception is that you must go to a prestigious school for employers to recognize your talents and strengths, which is false.

Front

How does our culture view student loan debt?

Back

Our culture views student loan debt as normal and an acceptable way to pay for college.

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Front

What type of financial aid is considered 'golden'?

Back

Grants are considered 'golden' because they do not need to be repaid.

Front

What is a common financial struggle for graduates regarding student loans?

Back

Millions of people can't afford to make their student loan payments every month.

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CCSS.RL.9-10.1

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CCSS.RI.8.8

CCSS.RI.8.1

Front

How do academic and financial choices in early adulthood impact the future?

Back

The academic and financial choices made in the next few years can affect the next 40 years of a person's life.

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Front

What is the difference between grants and loans?

Back

Grants do not need to be repaid, while loans must be repaid with interest.

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CCSS.RL.9-10.3

CCSS.RL.8.3

CCSS.RL.7.3

CCSS.RL.6.3

Front

What are some consequences of accumulating student loan debt?

Back

Consequences can include financial stress, limited career choices, and delayed life milestones.

Front

What is the importance of budgeting for college students?

Back

Budgeting helps students manage their finances, avoid debt, and make informed spending decisions.

Front

What are some alternatives to student loans for funding education?

Back

Alternatives include scholarships, grants, work-study programs, and saving money before college.

Front

What role do scholarships play in financing education?

Back

Scholarships provide financial aid that does not need to be repaid, reducing the need for loans.