Non-public personal information under Gramm-Leach-Bliley Act

Age, date of birth, drivers license number, telephone number, account numbers, Social Security numbers, basic mortgage details, credit scores

Point-of-Sale (POS) Entry

Credit or debit Entry at a physical terminal

Benefit of Direct Payment for Receiver

Decreased non-sufficient funds occurrences

Each Originator that is not a natural person

Each authorized Receiving Point

Federal government Reclamation

Three monthly post death benefit payments

Originator, Originator's Depository Institution, Reserve Banks

Regulation CC definition for reconverting bank

Bank that truncates original Check or creates substitute check

Indemnify ROFI and ACH Operator from claims, demands, losses, liabilities, and expenses

Breach of warranty by ODF

Violation of Nacha Operating Rules or processing of untimely Entry

ACH payment applications not relumed as Authorization Revoked

ARC, TEL, Single Entry debit WEB

RDFI participation in Federal Reserve's ACH network

Signing agreement with Federal Reserve Bank

Annual Nacha Rules compliance audit requirement for RDFI

Reporting Return Rate information

Re-presented Check (RCK) Entry eligible item

Remotely created checks, as defined by Regulation CC

Acquirer in card network system

Entity that accepts credit and debit cards

Sender in Real-Time Payments network

Comparable to Originator in ACH network

Benefits of Re Presented Check (RCK) Entries

Adjust RCK Entry, include NSF fee

RDFI risk in Return process

Return item transmitted outside required time frame

Records retention period for Entries

7 years from the date the Entry was transmitted

Initiation of Entries after Prenotification Entry settlement

Second Banking Day following the Settlement Date

Sixth Banking Day rule

As soon as the sixth Banking Day following the Settlement Date of the Prenotification Entry

Effective Entry Date and Settlement Date

Originator selects Effective Entry Date, ACH Operator determines Settlement Date

Correct sequence of Records in a File

File Header Record, Company Batch Header Record, Entry Detail Record, Company/Batch Control Record, File Control Record

RDFI action for dishonored Return Entries with R68

Invoke excused delay, return using R73 Timely Original Return

ODFI fraud risk reduction

Employ operational controls, maintain physical security, utilize security procedures

ACH Processing Flashcards Flashcards

Student preview

67 questions

Show all answers

1.

FLASHCARD QUESTION

Front

ODFI WEB Entry Originator field

Back

Company Name field

2.

FLASHCARD QUESTION

Front

Credit Entry return time frame

Back

Midnight of the second Banking Day after Settlement Date

3.

FLASHCARD QUESTION

Front

RDFI Return Entry transmission

Back

Within 2 Banking Days after Settlement Date

4.

FLASHCARD QUESTION

Front

ODFI Exception items

Back

ACH Operator Reject Entries

5.

FLASHCARD QUESTION

Front

CCD payment additional info

Back

Addenda Record with 94 characters of payment-related information

6.

FLASHCARD QUESTION

Front

Regulation E dispute type

Back

Credit card

7.

FLASHCARD QUESTION

Front

SEC Code annual audit

Back

WEB debit

Access all questions and much more by creating a free account

Create resources

Host any resource

Get auto-graded reports

Continue with Google

Continue with Email

Continue with Classlink

Continue with Clever

or continue with

Microsoft

Apple

Others

Already have an account?

Similar Resources on Wayground

44 questions

1st Semester Test 2024

Flashcard

•

7th Grade

47 questions

Spanish Midterm Exam 8th Grade

Flashcard

•

8th Grade

44 questions

7th Grade Spanish End of Semester Test

Flashcard

•

7th Grade

61 questions

Programming Concepts Flashcards

Flashcard

•

KG

58 questions

GMAS Reading Vocab Quizizz

Flashcard

•

4th Grade

53 questions

Travel and Transportation Vocabulary

Flashcard

•

KG

48 questions

Fall Exam Review (MP3)

Flashcard

•

7th Grade

55 questions

Stem changing verbs, ir , ver, oir, irregular yo verbs

Flashcard

•

7th - 10th Grade

Popular Resources on Wayground

15 questions

Fractions on a Number Line

Quiz

•

3rd Grade

20 questions

Equivalent Fractions

Quiz

•

3rd Grade

25 questions

Multiplication Facts

Quiz

•

5th Grade

$fractions$

22 questions

fractions

Quiz

•

3rd Grade

20 questions

Main Idea and Details

Quiz

•

5th Grade

20 questions

Context Clues

Quiz

•

6th Grade

15 questions

Equivalent Fractions

Quiz

•

4th Grade

20 questions

Figurative Language Review

Quiz

•

6th Grade

Discover more resources for Science

15 questions

Physical and Chemical Changes

Quiz

•

4th Grade

15 questions

Changes in Ecosystems

Quiz

•

4th Grade

21 questions

Weathering, Erosion, and Deposition

Quiz

•

4th Grade

9 questions

Weather Map

Quiz

•

4th Grade

15 questions

Weathering and Erosion

Interactive video

•

4th Grade

10 questions

Identifying Physical and Chemical Changes

Interactive video

•

1st - 5th Grade

20 questions

Rapid Changes to Earth's Surface

Quiz

•

3rd - 5th Grade

9 questions

Transfer of Energy - 4.8A Picture Vocabulary

Lesson

•

4th Grade